Our Smart mortgages provide a wide range of options, such as bank statement programs for the self-employed, investor solutions using cash-flow qualification, and derogatory housing/credit event solutions. They accommodate first-time homebuyers and seasoned homeowners alike in financing or refinancing a new home, second home, or investment property.
SmartEdge: Non-Traditional Jumbo Mortgage
An attractive jumbo mortgage for those who are unable to secure traditional lending due to a recent credit event OR looking to purchase or refinance a non-warrantable condo.
SmartSelf: A Bank Statement Program for Self-Employed
A smart option for self-employed borrowers seeking the home financing they need and wish to use bank statements to qualify.
SmartVest: Investor Cash Flow Mortgage
A smart option for experienced real estate investors with complex finances. Finance your next investment property owned for business purposes.