I’ve been in the mortgage industry since 2005 and prior to that was working in real estate. Since then I’ve been enabling buyers in different aspects of the home buying process. The past several years have been very challenging in the mortgage industry. Guidelines are tough and loan products fewer. Buyers have to prove themselves to underwriters in order to get loan approval, and that’s where I come in. Through years of loan experience and constant continuing education to keep up with current lending practices and guidelines, I can walk you through the process and make sure the journey is easy.
I love people, and I enjoy the puzzle of the loan process. It is my job to figure out which loan is the best fit for you and your family. Are you fresh out of school and just starting out? Just starting a family that will grow? In a job in which you could be transferred down the road? The answers to all of these questions make a difference in what loan you should apply for and what fees you should pay to get it, and it’s my job to guide you. There is no greater feeling than to watch the smiles on faces as a family enters their new home. It’s why I do what I do. I look forward to helping you too!!
GA License # 40589
TN License # 110918
And before they change, many homeowners have been taking advantage of the benefits of cash-out refinancing. To give you the gist, cash-out refinancing is when you replace your current mortgage with a new one that has a larger outstanding principal balance, and you get the difference in a lump sum of cash.