I have many years of experience in mortgage lending and am dedicated to helping you find the perfect home loan. My extensive experience means that I have been through many types of housing markets, I understand many different products, and am well-equipped to guide you through any home loan situation. I specialize in assisting first time homebuyers through the mortgage process.
I use a consultative approach to home lending. I partner with you by sitting down for a thorough discussion of where you are today and your future goals and plans for tomorrow. I'll ask questions -- and I invite your questions, as well. With that information, I can determine which loan programs are the best fit for you.
When you desire personal service, timely answers and exceptional home loan expertise, I am your choice.
I’ve been in the mortgage industry since 2005 and prior to that was working in real estate. Since then I’ve been enabling buyers in different aspects of the home buying process. The past several years have been very challenging in the mortgage industry. Guidelines are tough and loan products fewer. Buyers have to prove themselves to underwriters in order to get loan approval, and that’s where I come in. Through years of loan experience and constant continuing education to keep up with current lending practices and guidelines, I can walk you through the process and make sure the journey is easy.
I love people, and I enjoy the puzzle of the loan process. It is my job to figure out which loan is the best fit for you and your family. Are you fresh out of school and just starting out? Just starting a family that will grow? In a job in which you could be transferred down the road? The answers to all of these questions make a difference in what loan you should apply for and what fees you should pay to get it, and it’s my job to guide you. There is no greater feeling than to watch the smiles on faces as a family enters their new home. It’s why I do what I do. I look forward to helping you too!!
Stephanie Carpenter is a loan officer in the Upper Cumberland area of Tennessee, with years of experience in real estate and accounting. Her background in business management, community involvement and people-first standards, illuminate her mindful yet zealous approach in mortgage lending.
Stephanie is fueled by her passion to help others. Serving her community by putting people first is the foundation on which she works from. Pairing her experience with her passions, she is able to connect with clients easily and recognize their needs in working through the lending process.
As Stephanie graduated from the University of Tennessee with her business degree, she started a career in real estate. She served hundreds of families as a Realtor in the Upper Cumberland area for over three years. She is very excited to continue her service locally and to the surrounding communities by assisting those through their loan process. Reach out to firstname.lastname@example.org to connect!