Loading...
Team Member

JOY JAMES

Mortgage Banker

NMLS # 223349

APPLY NOW

JOY JAMES

  • Graduate from Georgia Southern University with a BBA with an emphasis in marketing.
  • Recipient of Mortgage Bankers Association of Georgia Gold Award for Outstanding Production - 2006 & 2007.
  • Over 15 years in the banking/mortgage industry.

Community Involvement:

  • Member of the Greater Atlanta Home Builders Association since 2004.
  • Member of the Sales & Marketing Council of the Atlanta Home Builders Association since 2004.
  • Affiliate Member of the Northeast Atlanta Metro Association of Realtors - Atlanta, GA
  • Affiliate Member of the Hall County Board of Realtors - Hall County, GA
  • 2005 Graduate of Leadership of Forsyth County - Forsyth County, GA

GA License # 25158

LEARN ABOUT MORTGAGES WITH JOY

Click on a link below to watch Joy discuss important home loan details.
Thank you to ALL of you at Guaranty Mortgage. You all are the best of the best. You never miss a closing and I can take your word to be truth. That's a rarity these days and quite commendable. Much appreciation and kind regards.
Cana Czelusniak, Realtor
Southern Classic Realtors
It was a pleasure working with you and the team at Guaranty. You guys made the mortgage underwriting and approval process so much less stressful than I was expecting, which was a welcome surprise with so many other moving pieces going on at the same time. I appreciate the thoroughness and timely communication from everyone I worked with on your team. Again, thank you for all of your help in helping my wife and I get into our new home!
Brandon F.
Joy and her staff promptly return calls and emails, proactively work with borrowers to clear underwriting requirements and make sure the closing package is delivered in time to meet all deadlines. I have personally referred good friends and other Realtor clients to Joy and Guaranty Mortgage. I can not say enough great things about working with her on a professional and personal level.

MARKET NEWS

Up-to-date coverage on current mortgage trends.
Investor Loans Make Complex Financial Moves Simple

Investor Loans Make Complex Financial Moves Simple

Investing in properties requires more complex loan products - like the kind we offer.

View More
Older Americans 'Age in Place,' Millennials Struggle to Find Homes

Older Americans 'Age in Place,' Millennials Struggle to Find Homes

With more seniors aging in place and choosing not to sell their family homes, millennials are s…

View More
Housing Demand is Strong Again - Will it be Temporary?

Housing Demand is Strong Again - Will it be Temporary?

After ending 2018 in a slump, demand for housing is suddenly soaring again, thanks to a drop in…

View More