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OUR BUFORD, GA TEAM

SANDIE TATE

I am a mortgage banker with a proven track record of successful partnerships.

I began my career in 1983 with Decatur Federal, the largest savings and loan association in Atlanta, where I was a consistent top producer. Later, I managed mortgage production for the largest real estate company in Atlanta before forming Guaranty Mortgage Services.

Since 1998, I have led Guaranty Mortgage Services with my vision for mutually profitable partnerships with some of Atlanta's most respected builders and bankers. Today, Guaranty Mortgage Services offers financing to home buyers in all segments of the market.

SANDIE TATE

President

NMLS # 168995

  (678) 318-3319

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JOY JAMES

  • Graduate from Georgia Southern University with a BBA with an emphasis in marketing.
  • Recipient of Mortgage Bankers Association of Georgia Gold Award for Outstanding Production - 2006 & 2007.
  • Over 15 years in the banking/mortgage industry.

Community Involvement:

  • Member of the Greater Atlanta Home Builders Association since 2004.
  • Member of the Sales & Marketing Council of the Atlanta Home Builders Association since 2004.
  • Affiliate Member of the Northeast Atlanta Metro Association of Realtors - Atlanta, GA
  • Affiliate Member of the Hall County Board of Realtors - Hall County, GA
  • 2005 Graduate of Leadership of Forsyth County - Forsyth County, GA

JOY JAMES

Mortgage Banker

NMLS # 223349

  (770) 861-4235

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EDDIE KIRBY

  • Authorized Fannie Mae, Freddie Mac, FHA, Underwriting Certification.
  • 27 years mortgage lending and real estate experience.
  • Diamond Award Winner Georgia Mortgage Bankers Association.
  • B.B.A. University of Georgia.
  • President, Chloe's Reserve Vineyards.

Community Involvement:

  • Past Chairman of the Board Gwinnett YMCA
  • Past Director Starlight Farms Therapeutic Riding Program
  • Past Director Chastain Therapeutic Riding Program
  • Sponsor Georgia Canines for Independence

Serving in Columbus at 5547 Veterans Parkway, Columbus, GA 31909.

EDDIE KIRBY

Mortgage Banker

NMLS # 204231

  404-202-7493

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HENRY HAMILTON

I have 30 years of experience in banking and mortgage lending and am dedicated to helping you find the perfect home loan. My extensive experience means that I have been through many market cycles, I understand many different products, and am well-equipped to guide you through any home loan situation. I specialize in assisting first-time homebuyers through the mortgage process and helping property owners finance the construction of their dream home.

Using a consultative approach to mortgage lending, I am dedicated to working alongside you to determine the best home loan option that fits your life today and well into the future. I understand that it is not only a financial decision but a choice that affects the dreams and goals of your family.

When you desire personal service, timely answers and exceptional home loan expertise, I am your choice.

HENRY HAMILTON

Mortgage Banker

NMLS # 1164623

  (404) 316-9209

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NIKKI POWER

I am a very passionate person and I believe in the value of honesty, hard work, and respect. I provide exceptional results working around the clock and help guide my buyers on how to repair their credit. My honest love and desire are helping people.

I absolutely love working in the mortgage industry, and feel truly blessed to be able to help people get into their dream homes! Overall, I am a happy and energetic person, and consider myself to be a knowledgeable industry professional that provides excellent customer service. I would love the opportunity to assist you with your mortgage!

NIKKI POWER

Loan Officer

NMLS # 1716082

  (678) 533-9225

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SHELLIE KERSEY

I have years of experience in mortgage lending and am dedicated to helping you find the perfect home loan. My extensive experience means that I have been through many types of housing markets, I understand many different products, and am well-equipped to guide you through any home loan situation. I specialize in assisting first-time homebuyers through the mortgage process. I also offer something different... a drive and desire to provide superb service to my customers so the home loan process is smooth and stress-free.

Using a consultative approach to mortgage lending, I am dedicated to working alongside you to determine the best home loan option that fits your life today and well into the future. I understand that it is not only a financial decision but a choice that affects the dreams and goals of your family.

When you desire personal service, timely answers, and exceptional home loan expertise, I am your choice.

SHELLIE KERSEY

Loan Officer

NMLS # 914562

  (404) 579-1787

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DEBBIE WORTMAN

Debbie is a proven sales professional with a 30-year background in financial services.  She’s dedicated to listening to her clients and delivering on their needs. Whether a Realtor or Homebuyer, her goal is always to make your loan approval and closing as smooth as possible for everyone.  She prides herself in ensuring closing on time, every time. You won’t find a more highly motivated, dedicated loan officer.

An Atlanta native, Debbie is active in her community and enjoys running, playing golf and
cooking for her children and their families as well as her youngest, a daughter
McKenzie, who lives at home.  The Wortmans also have two loveable four-legged family members, a gorgeous golden retriever and a boisterous black lab who both keep everyone on the go!

Ready to put her expertise to work for you, Debbie invites you to apply online at
debbiewortman.com or contact her and discuss pre-qualifying today. You’ll soon
find yourself moving into that dream home!

DEBBIE WORTMAN

Loan Officer

NMLS # 1664556

  (404)-403-8519

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